✔️ Why this matters to marketing firms

You’ve delivered the campaign, nailed the pitch, and moved the needle. Then the due date passes — and nothing. With freelancers to pay, ad platforms to fund, and retainers to juggle, a single late payer can distort your entire cashflow.

• Projects and retainers often bill in arrears.
• Approval delays roll invoices into “next month’s budget.”
• Finance teams may not prioritise marketing spend.
• Chasing too hard risks the client relationship.

✦ How CPA helps agencies get paid faster

One fixed annual subscription gives you everything you need to stop late payments at the source and recover what’s overdue — without undermining your client rapport.

🏷️ Have CPA in your corner

As members you can have our artwork on your emails and invoices – it’s surprising how the simple move of telling your customers you are members of The Credit Protection Association can improve the payment behaviour.

☑️ Creditcare reports

Check new prospects before you pitch. Set sensible credit limits and terms with confidence.

⏰ Always-on monitoring

We alert you to significant changes in a client’s financial status so you can act early.

✉️ Overdue Account Recovery (keeps goodwill intact)

We chase unpaid invoices professionally and direct payment straight to you — not to us — so you keep control of the relationship. This resolves over 80% of referred accounts without legal action.

⚖️ Escalated recovery when needed

For the small minority who still don’t pay, our collections team handles formal recovery on a no-win, no-fee basis.

All of the above — plus complimentary services like address verification — are included in your annual subscription.

✦ Why agencies choose CPA

• Ethical, effective, efficient, economical collections since 1914.
• We protect your brand: we don’t insert ourselves into your client relationship.
• Fixed annual subscription — no surprise commissions on your recoveries.

✦ What you’ll stop hearing

• “It missed the payment run.”
• “We’re waiting for internal sign-off.”
• “Can we push this to next month?”

With CPA, your clients learn that prompt payment is part of the brief.

✦ About the Credit Protection Association

CPA has helped thousands of UK businesses get paid since 1914. We ease cash from tardy debtors — Ethically, Effectively, Efficiently and Economically — and provide credit information so you can trade with confidence.