Credit Risk Monitoring

You can’t control what your customers do. But you can control how quickly you respond.

A customer can look stable today and run into trouble tomorrow. By the time you find out, it may already be too late.

CPA’s Credit Monitoring alerts you the moment something changes, so you can act early, protect your cashflow and stay in control.

Real-time alerts. Real-world decisions.

We monitor your customers continuously and notify you of important developments as they happen, including:

• County Court Judgments
• Late filing of accounts
• Director changes
• Other key credit events

No digging. No delays. Just the information you need, when you need it.

What is Credit Monitoring?

Stay informed. Act early. Protect your cashflow.

Credit Monitoring is a complimentary CPA service available to our members. As a member you can add any of your key business trading partners to your monitoring list.

Credit Monitoring keeps a constant watch on the companies you trade with, alerting you the moment something changes that could affect their ability to pay.

You will receive email notifications when key credit events occur, including County Court Judgments, late filing of accounts, director appointments or resignations and other significant developments.

Turn alerts into action

When you receive an alert, you are in control:

• Review a fresh CreditCare report
• Adjust credit limits with confidence
• Reduce exposure before problems escalate
• Or increase credit to secure more business from strong customers

Better information leads to better decisions. Better decisions lead to stronger cashflow.

What happens without monitoring?

Problems rarely appear overnight. They build quietly.

Missed warning signs can lead to:

• Larger outstanding balances
• Slower payments
• Unexpected bad debts

Early action is always easier, and cheaper, than late recovery.

Critical Events monitored

County Court Judgment (New), County Court Judgment (New Possible Match), County Court Judgment (New Probable Match), Dissolution Process Completed, Company Fully Dissolved
Dissolution Process Continuing or Not Fully Resolved,  First Dissolution Notice, Administration Order, Bankruptcy Order, Company Dissolved, Creditors Meeting, Company Voluntary Arrangement,  High Court Writ, Joint Administrators Appointed, Liquidator Appointed, Notice to Creditors, Notices to Members, Partnership Dissolution, Receiver Appointed, Receiver Appointed to Land/Property, Receiver Manager Appointed, Resolution for Winding Up, Service of Petition, Striking Off Application, Striking Off Notice, Trust Deed (Scotland), Unadvertised Petition to Wind Up, Voluntary Arrangement In Default, Voluntary Winding Up, Winding Up Order, Winding Up Petition, HM Courts Administrator Application, HM Courts Company Voluntary Arrangement, HM Courts Initial Stage Winding Up Petition, HM Courts Notice Appoint Administrator, HM Courts Notice Intention Appoint Administrator, HM Courts Winding Up Petition, Imminent Court Hearing, Pre Insolvency, Preliminary Notice Of Creditor Arrangement

Standard Events monitored

Accounts Added, Change of Address, County Court Judgment (Satisfied), Companies House Statement of Affairs, Company Restoration, Company Restoration Administrative Restoration, Company Restoration Court Order, Unsecured Creditor Claim Exceeds 40% of Net Worth, Unsecured Creditor Claim Exceeds 40% of Working Capital, Annual Liquidation Meetings, Final Meetings, Notice of Dividend, Petition Adjourned, Petition Dismissed, Petition Withdrawn, Striking Off Notice Dismissed, Striking Off Suspended, Striking Off Withdrawn, Winding Up Order Rescinded, HM Courts Winding Up Petition Withdrawn, Accounts Late Filing, Change of Management, Person of Significant Control Change, Change of Name, Change of Credit Rating