💣 Don’t Let Late Payments Blow Up Your Cashflow

Bonfire Night is a reminder that even the best-laid plans can go up in smoke if someone lights the wrong fuse. In business, that “spark” often comes from a late payer — and if left unchecked, it can ignite a chain reaction that threatens your cashflow and peace of mind.

🧨 In 1605, Guy Fawkes tried to light the fuse under Parliament. In 2025, CPA is lighting the fuse under the UK’s late payment culture.

Late payments remain one of the biggest challenges facing small and medium-sized businesses. They don’t just affect your balance sheet — they can burn through your time, energy, and focus.

That’s why The Credit Protection Association has been fighting back since 1914. We’re helping UK businesses ignite change and stamp out poor payment practices once and for all — efficiently, effectively, economically, and ethically.

🎇 Remember, Remember… to Get Paid on Time

As the fireworks fly, take a moment to think about your own accounts receivable.
Are there overdue invoices smouldering quietly in the background?

CPA’s Overdue Account Recovery service helps you chase payment while maintaining goodwill — we direct your customer to pay you directly, preserving relationships while getting results. Over 80% of overdue accounts referred to us are resolved quickly, so you can spend less time chasing and more time celebrating.

✨ Let Your Business Sparkle — Not Your Stress Levels

Healthy cashflow doesn’t just happen — it’s managed, monitored, and maintained.
With a CPA membership, you’ll have:

  • Creditcare Reports to check new customers before trading.
  • Monitoring Alerts to spot risks before they explode.
  • Overdue Account Recovery Our polite automated service that helps you get paid without fireworks.
  • The CPA Collections department for the debts that refuse to fizzle out. Some late payers are like unexploded fireworks — best handled by professionals. Our collection team steps in — calmly defusing the situation before it goes off with a bang.
  • CPA in your corner. It’s surprising how the simple move of just telling your customers you are members of The Credit Protection Association can improve their payment behaviour.

All included in one fixed annual subscription.

This November, while the nation gathers to burn effigies, why not torch your own bad debt list?

Pass unresolved accounts to CPA for efficient, ethical collection — and watch your balance sheet sparkle again.

Our membership packages give you year-round protection and peace of mind.

☎️ Call us today on 020 8846 0000 or visit www.cpa.co.uk