Most unpaid invoices don’t go bad overnight. They age… slowly… through small decisions. “We won’t chase yet.” “They’ll pay soon.” “I don’t want to upset them.” And before you know it… it’s too late. We’ve put together this simple visual

Mazur Appeal Ruling: Back to Business as Usual for Debt Recovery For a short period, the original Mazur ruling created uncertainty across the credit control and debt recovery landscape. Questions were being asked about who could legally conduct litigation, and

New Late Payment Law – will it work? New laws promise to crack down on late payments. 60-day terms. Fines. More enforcement. But will it actually help SMEs get paid faster? The reality is… more complicated. You can legislate for

Bad debts are often written off as bad luck. “They went bust.”“Nothing we could have done.” But in reality, most bad debts follow a pattern. Too much credit given at the start.Invoices not sent promptly.Weak follow-up.Excuses accepted.No escalation when things

How Bad Debts Really Happen (And Why They’re Rarely a Surprise) Most bad debts don’t begin with a problem. They begin with a perfectly normal order. A new customer.A reasonable job.A good opportunity. And at the time, nothing feels risky.