Most unpaid invoices don’t go bad overnight. They age… slowly… through small decisions. “We won’t chase yet.” “They’ll pay soon.” “I don’t want to upset them.” And before you know it… it’s too late. We’ve put together this simple visual

Bad debts are often written off as bad luck. “They went bust.”“Nothing we could have done.” But in reality, most bad debts follow a pattern. Too much credit given at the start.Invoices not sent promptly.Weak follow-up.Excuses accepted.No escalation when things

Business news 24 February 2026 After a long weekend break, CPA news summary is back and today’s picture is clear: smaller firms are absorbing the sharp end of a “two-speed” UK economy just as cost pressures build into April. The

Business news 4 February 2026 UK businesses are facing a difficult mix of slowing growth, rising costs and ongoing uncertainty around tax, interest rates and labour supply. New warnings from leading economic forecasters suggest higher taxes and tighter public finances

Clear the overdues — or they’ll follow you all year If an invoice is still unpaid in January, it’s no longer a “Christmas delay”. It’s a pattern. Historic overdues have a habit of poisoning everything that comes after them. New