UK Business News Today: 13 November 2026 | Economy, Markets & Insolvencies

If you run a business, this week’s economic news presents something of a contradiction. The UK economy is growing faster than expected, supported by technology investment and stronger services activity, yet that very success could keep interest rates higher for longer.

Meanwhile, Microsoft’s worldwide outage has reminded businesses how dependent they have become on a handful of technology providers. Add rising energy costs, uncertainty over European trade arrangements and continued insolvency warnings, and the message for SMEs is straightforward: stronger economic growth is welcome, but keeping cash moving and customers paying remains every bit as important.

James Salmon, Operations Director.

Key Developments

• UK economic growth accelerates: GDP expanded by 0.7% in the third quarter, with annual growth reaching 1.9%, although stronger activity could increase pressure for further interest rate rises.
• Microsoft outage disrupts businesses worldwide: Outlook, Teams and Copilot have been affected, highlighting operational risks for businesses dependent on cloud services.
• Borrowing and energy costs remain under pressure: Central banks continue to confront inflation while geopolitical tensions keep oil markets volatile.
• UK-EU negotiations approach a critical summit: Proposed agreements covering food, energy and youth mobility could reduce costs for some businesses trading across borders.
• Insolvency warnings continue: Today’s Insolvency Watch contains 167 company notices, including administrations, liquidations and winding-up petitions.

SME & Business Environment

UK economy grows at fastest pace in more than two years

The UK economy expanded by 0.7% between July and September, accelerating from 0.5% in the previous quarter and recording its strongest quarterly growth in more than two years. Official figures from the Office for National Statistics show that GDP was 1.9% higher than a year earlier, while September alone delivered growth of 0.2%.

Services were the principal driver, growing by 0.9% during the quarter, with business-facing activities particularly strong. Production increased by 0.1%, although construction output declined by 0.7%. The figures suggest an economy that has remained surprisingly resilient despite higher energy prices and international uncertainty. Office for National Statistics+1

Computer programming, consultancy and AI-related investment have been important contributors to growth. Chancellor John Healey described the figures as evidence of remarkable economic resilience, while Prime Minister Andy Burnham welcomed the improvement.

However, economists caution that higher energy bills and borrowing costs could weaken household spending over the coming months.

Why it matters: Stronger economic activity can support SME sales and customer confidence, but businesses selling on credit should not assume that rising turnover automatically means faster payments or healthier customer finances.

Late payments continue to tie up SME working capital

Research from Bibby Financial Services indicates that UK SMEs have an average of £72,000 tied up in outstanding invoices, with the figure reaching £143,000 among medium-sized businesses. Around 60% of respondents reported that customers were taking longer to pay than a year earlier.

The findings underline the gap between generating sales and actually receiving payment. Businesses may report healthy order books and rising revenue while simultaneously struggling to pay wages, suppliers and tax liabilities.

Further regional research from R3 identified approximately 3.04 million overdue invoices in the West Midlands during the third quarter, representing an annual increase of 10%.

Why it matters: When customers delay payment, the financial burden passes directly to their suppliers, making prompt follow-up, credit checks and consistent payment terms essential.

Microsoft outage disrupts business communications across more than 70 countries

A widespread Microsoft outage that began on Thursday has disrupted services including Outlook, Teams, Microsoft 365 and Copilot, leaving businesses unable to access essential communications and workplace systems.

Downdetector recorded problems across more than 70 countries, with approximately 130,000 Outlook problem reports in the United States during the initial disruption. Microsoft attributed the problems to infrastructure experiencing unusually high loads, with several servers unexpectedly unavailable.

Attempts to restore services initially encountered difficulties when restarted servers became unresponsive again. Microsoft said it had no indication of a cyberattack and was pursuing alternative recovery measures. Services were showing signs of recovery, although disruption continued into Friday morning. amp.dw.com+2

The disruption has extended beyond Microsoft itself, affecting integrations used by technology companies including OpenAI and Anthropic.

For businesses, the incident highlights the risks of depending entirely on one provider for email, communications and essential operational systems.

Why it matters: If invoices cannot be sent, payment reminders cannot be delivered or customer queries cannot be resolved, cash collection may be delayed even when customers are willing to pay. SMEs should maintain alternative communication channels and accessible records of outstanding debts.

Economy & Policy

Stronger growth increases pressure on the Bank of England

The UK’s stronger-than-expected economic performance has renewed debate about the direction of interest rates.

The Bank of England raised borrowing costs last week, and Deputy Governor Clare Lombardelli has subsequently indicated that the energy price shock has been more persistent than previously anticipated. The combination of resilient demand and inflationary pressure could strengthen the case for further tightening.

Higher rates increase financing costs for businesses relying on overdrafts, loans and commercial mortgages. They can also affect customers whose own borrowing commitments leave less money available to settle supplier invoices.

Why it matters: SMEs extending credit should monitor changes in customers’ financial circumstances, particularly in sectors where borrowing costs account for a significant proportion of operating expenditure.

European economy remains resilient despite higher costs

The European Union’s economy has continued expanding despite higher interest rates and expensive energy. Growth reached 0.7% in the second quarter of 2026, followed by an estimated 0.5% in the third quarter.

Ireland was a particularly notable contributor, with preliminary figures suggesting quarterly GDP growth of approximately 5.5%, equivalent to an annualised rate of 23.9%.

Detailed Eurostat figures are expected to provide further insight into how different European economies are performing.

For UK businesses trading internationally, stronger European demand is encouraging, although national performance varies considerably and headline Irish GDP figures can be heavily influenced by multinational activity.

Why it matters: Exporters and suppliers to European customers should assess the financial condition of individual trading partners rather than relying solely on national economic growth figures.

Energy & Costs

Rising energy prices threaten to undermine business confidence

Despite stronger GDP figures, energy costs remain a significant concern for businesses and households.

The continuing conflict involving Iran has disrupted global energy markets, while attacks affecting Russian and Ukrainian energy infrastructure have added pressure to refining capacity and fuel supplies.

Economists warn that a further increase in household energy bills expected in January could reduce disposable income and weaken consumer spending.

Recent ONS business survey findings also indicated that around 69% of businesses were concerned about energy prices, with approximately 70% expressing concern about fuel costs.

Higher operating expenses can squeeze margins even when sales are increasing, particularly among manufacturers, distributors, transport operators and energy-intensive businesses.

Why it matters: Businesses should review the financial resilience of customers exposed to higher energy costs and avoid allowing overdue accounts to accumulate unnoticed.

International & Trade

Andy Burnham seeks closer UK-EU trading relationship

Prime Minister Andy Burnham is seeking new agreements with the European Union ahead of a summit scheduled for 20 November.

Negotiations cover food and agricultural trade, energy cooperation and youth mobility, with the government arguing that closer alignment could reduce costs and support economic growth.

A proposed sanitary and phytosanitary agreement could remove some of the paperwork, certification requirements and border checks imposed on food and agricultural products following Brexit.

Burnham has suggested that the outcome could represent a more practical trading relationship than existing arrangements, while also challenging former Prime Minister David Cameron’s argument that Britain’s economic problems are unrelated to Brexit.

The Conservatives have criticised the government’s approach, arguing that closer alignment risks weakening Britain’s independence from EU regulation.

Although Burnham has indicated an interest in examining Britain’s longer-term relationship with Europe, the government currently maintains its commitment not to rejoin the single market or customs union during this Parliament.

Why it matters: Reduced trade administration could improve margins and payment efficiency for exporters and importers, but businesses should monitor the final agreement before making financial commitments based on anticipated savings.

UK automotive industry seeks delay to electric vehicle trade rules

Britain’s automotive industry is seeking a two-year delay to planned post-Brexit electric vehicle tariff requirements.

Manufacturers and industry representatives are concerned that the existing timetable could impose additional costs on vehicles and components moving between Britain and the European Union.

The issue is particularly significant for businesses operating in integrated manufacturing supply chains, where goods and components may cross borders several times before reaching customers.

Why it matters: Additional tariffs or compliance costs could increase pressure on automotive suppliers, making careful credit assessments particularly important for businesses exposed to the sector.

Nvidia leadership change unsettles global technology markets

Nvidia has confirmed that co-founder Jensen Huang has resigned as chief executive and board member, with chief financial officer Colette Kress assuming the role of interim CEO.

Harvey C. Jones, a former Synopsys executive, has become Nvidia’s first board chair, while the company begins searching for a permanent chief executive. The announcement followed reporting concerning Huang’s personal conduct, although Nvidia’s official statement did not provide a reason for his departure. NVIDIA Newsroom+1

Nvidia shares initially plunged approximately 14% on Thursday before recovering to finish around 4% lower.

The leadership change has raised questions about continuity at one of the world’s most influential technology businesses, particularly as governments continue debating restrictions on advanced semiconductor exports to China.

Super Micro Computer shares also fell sharply amid reports of a US Justice Department investigation concerning technology exports.

Why it matters: Sudden disruption at major technology suppliers can affect investment decisions, supply-chain confidence and smaller businesses dependent on equipment orders, technology spending or project financing.

Anthropic IPO attracts exceptional investor demand

Artificial intelligence developer Anthropic is reportedly preparing for a heavily oversubscribed stock market listing.

According to Bloomberg reporting supplied for today’s briefing, demand for the offering is approximately six times the shares available, with the company seeking to raise as much as $64.4 billion through its IPO and a further $26 billion through a private placement.

The planned listing, expected next week, could value Anthropic at up to $1.4 trillion.

The scale of investor interest illustrates the substantial capital continuing to flow into artificial intelligence, despite growing questions about valuations and the long-term profitability of the sector.

Why it matters: AI investment creates opportunities for technology suppliers and professional services businesses, but SMEs should distinguish between strong investor enthusiasm and customers’ ability to generate sustainable cashflow.

Industry & Investment

RS Group reports stronger industrial demand and profits

Industrial distributor RS Group has reported revenue of approximately £1.5 billion, representing growth of 10%, while adjusted pre-tax profits increased 19% to £133 million.

The improvement reflects stronger manufacturing activity in markets including Britain and Germany, providing encouraging evidence of demand for industrial equipment and components.

The results suggest that parts of the industrial economy are benefiting from renewed investment and improved business activity.

Why it matters: Stronger manufacturing demand can benefit suppliers throughout the supply chain, provided expanding order books are accompanied by effective payment collection and manageable credit exposure.

Artificial intelligence reshapes regional financial services employment

The increasing adoption of AI is creating uncertainty around entry-level employment in Britain’s financial services industry.

A report examining Bournemouth, where approximately 24,000 people work in financial services, highlights the potential impact of automation on administrative and back-office positions.

Banks and other financial institutions are increasingly using technology to perform repetitive processes, raising questions about recruitment, training and future opportunities for younger employees.

For regional economies, changes in employment at major financial institutions could influence consumer spending and demand for local services.

Why it matters: SMEs dependent on particular employers or industries should consider how changes in local employment might affect their customers’ financial stability and payment behaviour.

Cisco and Asian technology manufacturers benefit from AI investment

Cisco has increased its full-year revenue guidance to between $74.8 billion and $75.8 billion, reflecting continuing demand for networking equipment associated with AI infrastructure.

Taiwanese manufacturing group Hon Hai, also known as Foxconn, reported stronger-than-expected results supported by AI server demand.

These developments suggest that investment in AI infrastructure remains substantial, even as uncertainty surrounding Nvidia affects technology shares.

Why it matters: Technology infrastructure investment creates opportunities for specialist suppliers, although businesses should remain alert to project concentration and the financial strength of customers operating in rapidly changing markets.

Retail & Consumer

Poundland secures additional protection as rescue discussions continue

Poundland has reportedly secured another ten working days of creditor protection while its owner considers potential buyers for the business.

Three prospective purchasers are understood to be under consideration, with approximately 12,000 jobs and the retailer’s extensive supplier network potentially affected.

The situation illustrates how financial difficulties at major retailers can rapidly spread through distribution networks and smaller businesses.

Suppliers may be left managing unpaid invoices while continuing to face pressure to fulfil orders and preserve commercial relationships.

Why it matters: Even established household names can encounter financial difficulties. Suppliers should monitor changing creditworthiness, payment patterns and customer exposure before outstanding balances become unmanageable.

Burberry and B&M deliver stronger retail performances

British retailer Burberry reported better-than-expected comparable sales, prompting its shares to rise approximately 8% during Thursday’s trading.

Discount retailer B&M European Value Retail also attracted investor attention following an encouraging trading update, with its shares rising approximately 20.9%.

The contrasting positions of individual retailers demonstrate that consumer spending is not affecting every business equally.

Value retailers and premium brands may perform differently depending on customer demographics, pricing strategies and operating costs.

Why it matters: Suppliers should assess retailers individually and avoid assuming that strength or weakness across the wider consumer sector applies equally to every customer.

8. Global Market Summary

Global markets entered Friday with conflicting signals. European equities had finished Thursday at record or near-record levels, supported by stronger company earnings and investors moving away from technology shares. Wall Street, meanwhile, declined as Nvidia’s leadership upheaval, renewed inflation concerns and rising oil prices weighed on sentiment.

Global Stock Market Performance

UK and European markets

European markets completed their fourth consecutive session of gains on Thursday, with the STOXX Europe 600 reaching a record 664.01.

Germany’s DAX also achieved a record close, helped by positive corporate earnings from Siemens and strength among insurance companies.

London’s FTSE 100 gained 0.30%, supported by encouraging UK GDP figures and strong performances among selected retail businesses.

However, Friday morning brought some profit-taking.

Investors were becoming cautious ahead of important American inflation figures, while energy costs and global interest-rate expectations remained sources of uncertainty.

United States

American markets finished Thursday lower as investors reacted to Nvidia’s leadership change and the possibility of additional Federal Reserve interest-rate increases.

The S&P 500 declined 0.35%, while the Dow Jones lost 0.36% and the Nasdaq 100 fell 0.30%.

Smaller companies suffered a more pronounced decline, with the Russell 2000 falling 1.66%.

The weakness reflected concerns that borrowing costs could remain elevated, potentially reducing corporate investment and making financing more expensive.

US Treasury yields moved higher following another increase in oil prices, while Federal Reserve official John Williams warned that inflation remained too high.

The ten-year Treasury yield was approximately 5.13% on Friday morning.

The next important development was the October US producer price inflation report, scheduled for 13:30 GMT.

Asian markets

Asian markets delivered mixed results overnight.

Japan’s Nikkei 225 gained 0.53%, supported by stronger earnings forecasts from major banks including Mitsubishi UFJ Financial Group, Sumitomo Mitsui Financial Group and Mizuho.

Hong Kong’s Hang Seng fell 1.55%, reflecting weakness among technology companies and concerns about restrictions on semiconductor exports.

Taiwan’s stock market gained 1.35%, while mainland China’s Shanghai Composite declined 0.59%.

These contrasting performances illustrate how changes in technology investment, trade policy and interest rates are affecting individual economies differently.

Currency Markets

GBP/USD

1.3233

0.02%

GBP/EUR

1.1966

Approx. 0.05%

Sterling initially benefited from stronger UK GDP figures but subsequently weakened as the US dollar attracted support from expectations of higher American interest rates.

The euro also remained under pressure against the dollar.

The pound-to-euro rate is calculated from the supplied EUR/GBP figure of 0.8357.

Why it matters: Exchange-rate changes affect the cost of imported goods, overseas services and international invoices. SMEs trading across borders should monitor currency movements when agreeing payment terms and prices.

Commodities and Energy

Brent crude

$96.35

0.55%Per barrel

WTI crude

$89.05

0.35%Per barrel

Gold

$3,892.62

0.40%Per troy ounce

Oil prices edged higher on Friday following renewed concerns about the conflict involving Iran.

Comments from US President Donald Trump regarding a possible agreement with Iran had triggered a sharp increase in oil prices during Thursday’s session.

Although some Middle Eastern energy shipments have resumed, uncertainty over future supplies continues to affect markets.

Gold recovered modestly after falling to a 13-month low on Thursday. Higher bond yields and expectations of further interest-rate increases have reduced its appeal to some investors.

Copper also remained under pressure, falling 1.28% and heading towards its fifth consecutive weekly decline.

For UK businesses, energy remains the most immediate concern. Higher crude oil prices can affect petrol, diesel, freight, manufacturing and ultimately the cost of goods reaching customers.

What markets are telling SMEs

Financial markets are reflecting an increasingly complicated economic picture.

Growth remains encouraging in the UK and parts of Europe, but inflation risks have not disappeared. Technology investment continues at an extraordinary pace, yet investors are becoming more sensitive to corporate uncertainty and expensive valuations.

For businesses selling on credit, the practical implications are clear: financing may remain expensive, customers can face sudden cost increases, and even apparently strong sectors can experience unexpected disruption.

Healthy sales matter, but reliable payment performance remains the foundation of financial resilience.

Insolvency Watch

Administrations (16)

• COMMUNITY360
• DEEPLY FOODS LIMITED
• E-CAREERS LIMITED
• ELEMENT 2 LIMITED
• EVERGREEN ESTATES (CARBIS BAY) LTD
• FINANCIAL HOLDINGS (MIDLANDS) LIMITED
• LEE LONGLAND & CO. LIMITED
• LEISURE SALES (CHESHIRE) LIMITED
• LUPOFRESH LIMITED
• MORRIS HANBURY LIMITED
• SANDY BAY CARAVAN PARK LIMITED
• SIMON AND DEAN LIMITED
• STOCKTON COURT FARMS LIMITED
• SWIFT GO LTD
• THORPE REA STABILISATION COMPANY LIMITED
• VITAL PET GROUP LIMITED

Liquidations (36)

• AUB CUSTOMER SERVICES LIMITED
• AUB INVESTMENT HOLDINGS
• AUB PROPERTY INVESTMENT LIMITED
• AUB PROPERTY INVESTMENTS NUMBER 1 LIMITED
• B J EUROSELL LTD
• BELL & SONS CONSTRUCTION LIMITED
• BENSON ESTATES (J.B) LIMITED
• BLUE MINDSET LIMITED
• BLUEORCHARD SUSTAINABLE ASSETS COMPANY LIMITED
• BURFORD PROPERTY LIMITED
• CLARGES MAYFAIR PROPERTIES LTD
• CLEAR VISION HOLDINGS LIMITED
• COLLAGEN SOLUTIONS (UK) LIMITED
• CUCKOO FIBRE LIMITED
• D A COLLINS SCAFFOLDING LIMITED
• FAIRFIELD PROPERTIES (INVERNESS) LTD.
• GOSFORD PROJECT MANAGEMENT LTD
• HAYCH A LTD
• IBEX TECHNICAL ACCESS LTD
• IKB CONSULTING LTD
• INWEREGBU LIMITED
• KTODD CONSULTING LIMITED
• LANDFORM SMALLFIELD LIMITED
• LAWSON REFRIGERATION LIMITED
• MENASHE BUSINESS MERCANTILE LIMITED
• MERME SECURITIES C LIMITED
• MERME VENTURES 6 LIMITED
• MERME VENTURES 7 LIMITED
• MOCSS LTD
• MRY RENEWABLES LIMITED
• OFFICE CHANGES LIMITED
• PEAPOD PORTFOLIO LIMITED
• PPS TECHNICAL LTD
• SJB HOUSES LIMITED
• TANLION LIMITED
• TUNBRIDGE WELLS COLORECTAL SURGERY LIMITED

Winding-up Petitions (115)

• A C L INDUSTRIAL FLOORING LIMITED
• ABBOTSWOOD TAXATION AND ACCOUNTANCY SERVICES LIMITED
• ACON TRADES LTD
• ALLEN CONTRACTORS LIMITED
• ANYTHING 4 HOME LTD
• APPLEBERRY FOODS LIMITED
• ARCHLUM LTD
• ARHAM & PUNAM LIMITED
• ASQ CONSTRUCTION SERVICES LIMITED
• AUTO DATA GURU LTD
• AXIS BUILD LIMITED
• B AND K STORES LIMITED
• BATH ECO RENOVATIONS LTD
• BD&SS LIMITED
• BELVEDERE CARE HOMES LTD
• BLUE BELL ACCIDENT MANAGEMENT (SOUTH) LTD
• BMZ SERVICES LIMITED
• CAEPRO LIMITED
• CALL-A-CAB SUSSEX LIMITED
• CENTURION GUARDS LTD
• CHRISSYGIBBSENGINEERING LTD
• CITU GROUP DEVELOPMENTS LTD
• CITYPARK PROPERTY MANAGEMENT LIMITED
• CONITSON LTD
• COPPER JAX CONTRACT MAINTENANCE LTD
• CREATING LIFESTYLES HOMES LIMITED
• CROSS PROPERTY MAINTENANCE LIMITED
• CT12303436 LIMITED
• DARSONS BED SHOP LIMITED
• DESOUZA BARS LTD
• DF TEMPLE LTD
• E. STREET RESTAURANTS LIMITED
• EEBS GROUP LTD
• EML CONSULTANCY LIMITED
• ENGINETUNER LTD
• EXPERT MEDICAL SERVICES LTD
• EXTRUCUT ALUMINIUM LIMITED
• FAIL FORWARD LTD
• FERN TRADES LIMITED
• FG HEALTHCARE CONSULTANCY LTD
• FHR CONSULTING LIMITED
• FIRST GLOBAL SERVICES LTD
• FITZGERALD ASSOCIATES DENTAL PRACTICE LIMITED
• FOCUSED PAYROLL LIMITED
• GD WORKS LTD
• GLOBAL AIRLINES LTD
• GO AFRICA TOURS LTD
• GREEN VALLEY BUILDS LIMITED
• GUARDIAN HEALTH CARE PVT LTD
• GWHIZZ ELECTRICAL LTD
• H AND A UNIVERSAL LIMITED
• HARDON WY LTD
• HORDE LTD
• HUTTONS NORTH EAST LIMITED
• IGI INEX TRADING (UK) LTD
• IGNITE GLOBAL PARTNERS LTD
• ITC GLOBAL SECURITY LIMITED
• J.DOT COURIERS LTD
• JACKSONS MARKETING LTD
• JAY SECURITY & EVENTS LTD
• KNIPMEYER-IT LTD
• KONYC LTD
• LA SALLE EDUCATION LIMITED
• LEW WEALTH MANAGEMENT LTD
• LINK CREATIVE SERVICES LIMITED
• LOCO LOA LIMITED
• M.Z.OWEISS & SONS (U.K) LIMITED
• MACKIE BARS LTD
• MARKET TOWN DEVELOPMENTS LIMITED
• MARKET TOWN FOODS LIMITED
• MAYFAIR HG LIMITED
• MEADOWS EDGE CARE HOME LIMITED
• MILOU CONSULTING LIMITED
• MK HOSPITAL@HOME LTD
• NAIO NAILS (DISTRIBUTION) LTD
• NATIONAL TIMBER GROUP TOPCO LIMITED
• PANINO GIUSTO (UK) LTD
• PHOENIX CRETRO LIMITED
• PHOENIX ECS LIMITED
• PPUTL LTD
• PRESTIGE ENTERPRISES SOUTH LTD
• PRISM INTERIOR SERVICES LIMITED
• PROGRESS SALES LIMITED
• QUAESTIONES PERPETUAE LIMITED
• QUINTIUS LIMITED
• QUOREX WM LTD
• R-DESIGN VEHICLE SOLUTION LTD
• RB PROPERTIES 1 LTD
• REALLY SIMPLE PPC LTD
• RECRUIT CENTRAL LTD
• RGA UK LTD
• RHOMBUS SOLUTIONS LTD
• SAGIENT LTD
• SGH 1969 LIMITED
• SHIPS PROPERTY HOLDINGS LTD
• SIGNATURE LIVING ARTHOUSE SQUARE LIMITED
• SMART WHEEL MOTORS LTD
• STAR FOOD AND BEVERAGE LTD
• STEEL CITY FLOORING LTD
• STERLING WILSON LIMITED
• STRATHCLYDE SKIP HIRE AND RECYCLING LIMITED
• SUGBO HOLDINGS LTD
• TASK ENGINEERING SOLUTIONS LIMITED
• TASTE OF KENYA LIMITED
• THE WASTE GROUP SERVICES LIMITED
• TRIDENT PROPERTY CONSTRUCTION LIMITED
• TRILOGY GAS AND POWER LTD
• UOT FILM (UK) LIMITED
• UZMANIA LOUNGE DESSERT AND SHISHA LTD
• VERTIGO LIVE PRODUCTIONS LIMITED
• VOICE FILMS LIMITED
• WHD FACILITIES LIMITED
• WILD HONEY PIE LIMITED
• WILDMOOR (CIRENCESTER) LIMITED
• XTERRABAROAR XB CORP LTD.

Protecting cashflow in a growing but unpredictable economy

The UK’s stronger economic performance is encouraging, particularly for businesses that have spent much of the past few years dealing with rising costs, uncertainty and pressure on margins.

But economic growth does not automatically mean healthy cashflow.

A customer can be growing quickly and still struggle to settle invoices. An established business can encounter financial difficulties unexpectedly. And as Microsoft’s outage has demonstrated, even essential everyday systems can become unavailable without warning.

For SMEs supplying goods and services on credit, the important question is not simply whether customers are buying more. It is whether those customers are financially capable of paying for what they buy.

That is where effective credit management makes a difference.

CPA helps businesses protect their revenue through CreditCare credit reports, debtor monitoring, credit control support and the professional recovery of overdue accounts.

Our approach is designed to encourage prompt payment while preserving the customer relationships on which successful businesses depend.

Improving cashflow. Protecting relationships.

If overdue invoices are placing pressure on your business, or you want greater confidence when extending credit to customers, CPA can help.

020 8846 0000 Monday to Friday, 9am to 5pm

PaidQuick@cpa.co.uk

Contact CPA

When you see your money come in, you will be so glad you used CPA.

The Credit Protection Association : Prompting Punctual Payments : Ethical, Effective, Efficient, Economical collections.

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