New FCA Register Too Easy On “Bad Apples”

The Financial Conduct Authority (FCA) has been slammed for abolishing its Approved Persons Register and making it easier for “bad apples” to escape detection.

The Chartered Institute for Securities & Investment has insisted the financial watchdog reinstate its publicly available register of 200,000 finance professionals. The Approved Persons Register gave details of all people working in controlled functions in financial services, their previous employers, the work they were approved to do and details of any enforcement action taken against them.

The CISI has claimed the abolition  has led to complacency within the system, allowing rogue employees to hide under the radar.

The Approved Persons register was replaced last year with the Senior Managers Regime, a narrower register applying only to the 3,000 most senior bankers, brokers and fund managers.

Simon Culhane, chief executive of the CISI, said of the new system: “It makes it easier for bad apples to escape detection by both potential employers and potential clients.”

The FCA switched to the new regime under pressure from the Treasury, which regarded it as tainted by other regulatory failures.

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