UK Must Stay Top: Banks And Start-Ups to Collaborate

The biggest banks and the smallest startups must work together to keep UK as a world-leading fintech centre, according to a new report.

Sandboxes, hackathons and entrepreneurs in residence are just some of the ways of collaborating as identified in a new report from TheCityUK, Santander and Shearman & Sterling.

“’Financial Technology is already transforming the industry, and giving customers easier access to a greater choice of financial services, but more can be done,” said the business group’s operating chief Marcus Scott.

Scott suggested start ups share expertise with older businesses to create new, innovative products and services. He insisted communications would have to be wide open, with both companies clear and upfront about each development stage.”

The report admitted there were challenges to collaboration, from intellectual property to data protection, but insisted these hurdles could be overcome.

Santander chief executive Nathan Bostock said: “Collaboration has the potential to transform the banking industry and fundamentally change the services we can provide for our customers – with fintechs bringing the latest in technological expertise and banks utilising their scale and distribution networks.”

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