Begbies Traynor expecting more insolvencies

James Salmon, Operations Director, 20/12/18.

Begbies Traynor, Britain’s biggest insolvency specialist,  expects corporate failures to continue rising next year, as continuing Brexit uncertainty and the tough high street climate take their toll.

Begbies Traynor’s profits and revenues were up in the six months to October on the back of a 6 percent increase in corporate insolvencies in the prior year.

But he expects failures to keep growing in the coming months as uncertainty around Brexit and a drop in consumer confidence puts pressure on companies’ cash flows

Ric Traynor, executive chairman, said insolvencies had risen across the board, admittedly from a very low base,  but were particularly prominent in retail, construction and hospitality as well as the heavily fragmented logistics sector, where some businesses “are functioning from hand to mouth”.

Ric Traynor,  said the rise was from a “very low base” after insolvencies fell to their lowest level in 2004.

How can CPA help?

This is another reminder than it is important to monitor your customers and to set appropriate credit policies depending on their financial health.

Just because you have been dealing with a customer for many years without any issues, it doesn’t mean you are trading risk free.

Healthy companies can see their fortunes change , leaving suppliers who have extended credit  caught out.

At the Credit Protection Association, we provide first class credit information that can help you avoid being over extended to customers who are at risk. Our monitoring service can flag up warning signs long before the end, giving you the chance to adjust and reduce your exposure. We provide recommended credit limits and credit scores on a traffic light system and can help you set appropriate credit policies for your customers.

We regularly publish lists of the latest insolvencies but by then it is too late. Our credit reports predict approximately 96% of company insolvencies long before they arrive.

Companies in trouble usually have very bad bad cash flow and they try to deal with it by delaying payment to their suppliers, increasing your exposure to them.

As a third party collector, we can get your payments prioritised over those who are not as hot on collections. When you customer receives a letter from the Credit Protection Association regarding their outstanding account, they are going to want to get that resolved as a priority. Our overdue account recovery service can get your unpaid invoices to the top of their “to do” list and get your invoice paid.

Our debt recovery and credit management services give our members the financial freedom needed to grow and prosper, while our new Late Payment Compensation department could unlock hidden potential and offer the compensation needed to springboard your business to success.

James Salmon, Operations Director, 20/12/18.

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